tag:blogger.com,1999:blog-1052674042351805013.post5825510465495138355..comments2023-05-12T10:35:20.586-04:00Comments on Listing to the Side: On Budgeting, Terminology, and AdviceEmilyhttp://www.blogger.com/profile/16410145005069805805noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-1052674042351805013.post-83750679465095255242013-04-23T14:18:30.466-04:002013-04-23T14:18:30.466-04:00We may have different terms for budgeting, but I b...We may have different terms for budgeting, but I believe that our goal is heading towards financial freedom. I’m also concentrating on my spending diet for the past months and I’m glad that I’m really succeeding at it. Though it’s so hard to remove all those things that I’m used to, like eating breakfast in a fastfood chain, having coffee at Starbucks, and the endless shopping every payday, I eventually had to start saving step by step. I’m just glad that I got compassionate financial advisor who helped a lot with my mindset towards budgeting.<br /><br /><a href="http://learnfinancialplanning.com/" rel="nofollow">Saturnina Corbeil</a><br />Anonymoushttps://www.blogger.com/profile/04240561685926073010noreply@blogger.comtag:blogger.com,1999:blog-1052674042351805013.post-33463962468518657552013-02-26T19:47:46.158-05:002013-02-26T19:47:46.158-05:00Are you 5kEmily? Shakespeare Emily? You are not me...Are you 5kEmily? Shakespeare Emily? You are not me. In any event, these are great tips. I totally also borrow books and DVDs and most recently, audio from the NYPL. <br /><br />And it's a good point about rewards cards. The savings are often not that big, but it's still nice psychologically to feel that you are getting something for free. Emilyhttps://www.blogger.com/profile/16410145005069805805noreply@blogger.comtag:blogger.com,1999:blog-1052674042351805013.post-11059268216443941062013-02-21T22:22:06.515-05:002013-02-21T22:22:06.515-05:00It sounds like you're great at budgeting.
I m...It sounds like you're great at budgeting.<br /><br />I make my coffee instead of buying it most of the time. It adds up.<br /><br />Also, buy things besides meat on sale. Especially for major purchases, find out what season those items go on sale, act accordingly. Using websites that compare prices helps a lot too.<br /><br />I've also saved a lot by taking full advantage of all the New York public library has to offer. I borrow DVDs and books all the time. <br /><br />I can get discount movie theater tickets to most theaters through my college, so tickets are usually $9 instead of $13. I have a membership to a discount theater ticket service, so I've seen a lot of theater for $4 a ticket. I also have reward/membership cards for stores and movie theaters - they're often free, and you definitely save.<br /><br />If you don't need something new, freecycle and craigslist are great resources. And I'm with Sasha on the swaps.Emilyhttps://www.blogger.com/profile/01233800715944014128noreply@blogger.comtag:blogger.com,1999:blog-1052674042351805013.post-79832234424127456782013-02-19T19:43:17.026-05:002013-02-19T19:43:17.026-05:00Sasha, these are great! I think I will do a follow...Sasha, these are great! I think I will do a follow-up post on these in a month or so. Emilyhttps://www.blogger.com/profile/16410145005069805805noreply@blogger.comtag:blogger.com,1999:blog-1052674042351805013.post-41512985363595274602013-02-13T22:56:54.682-05:002013-02-13T22:56:54.682-05:00plan frugal activities to replace non frugal ones!...plan frugal activities to replace non frugal ones! for example, inviting a friend to have tea at home instead of going out for coffee or dinner ;)<br />or planning home movie watching instead of going out to a movie. Other good substitutions are rock band for karaoke if someone already owns it, or taking part in many free nyc activities instead of going to paid concerts etc. <br /><br />Clothing swaps are an excellent way to save.<br /><br />Finding recipes to use up things in the pantry you don't use/might expire soon? <br /><br />Cutting my own hair and going to bumble and bumble training school for free haircuts when I can get time to has saved me a lot as a short haired person. <br /><br />Anonymoushttps://www.blogger.com/profile/04830274908369319526noreply@blogger.com