Changes in Mindset:
- Consider cooking and mending to be hobbies. They are free and rewarding AND save money.
- Avoid rushed decisions. "Let me check and get back to you!" is a totally acceptable response when invited to plans that may or may not fit into my budget.
- Walking instead of taking the subway is good for my wallet, my health, and my love of the city.
- Inviting friends over for an activity instead of meeting to eat a meal in a restaurant is ACTUALLY AWESOME. For instance, I had my friends Jesse and Sarah over and we MADE CHEESE AND THEN ATE IT.
Pictures by Sarah Brown who now seems as addicted to this collage -making app as I am. |
Changes in Habit:
- When I'm reading online, I leave a tab open to the New York Public Library page and just add things to my holds list as they appeal to me. Novels, comics, movies, music - all available for free.
- I still do much of my shopping online, but I am building the habit of checking sites like www.retailmenot.com for online coupons and discount codes before making any purchases.
- I am also trying to plan ahead for purchases more successfully. For instance, after this week I'll know what books I will teach in the fall semester. I should order desk copies in April to avoid paying for the books at the last minute because I forget to order desk copies in time.
- Relatedly, I really need to keep better track of my travel budget at work because once that is exhausted I don't get reimbursed for conference expenses. Perhaps I'll devote a page in my long-term planning notebook to this.
* You can tell the difference between that Emily and me because that Emily is tall and blonde and has a law degree and has run a 5k.
Your tips here will be of great help to those who want to save money! I know how hard it is to control spending, especially when you’re used to spending a lot, but it is worth a try. I remember the shopaholic me a year ago and I had to cut down my shopping expenses since I decided to buy my house. It was TOO hard, but I managed to do it in the end. Thanks to my financial advisor and to that big motivation to own a house. :D
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